MAGIC CALCULATOR TRADESTOPS SOFTWARE
The program could do a better job of advising users on next steps, but I'm sure the premium versions of the software are better at this.
Assumptions and results are explained clearly. The help features effectively guide the user by explaining what inputs mean. The website is easy to navigate, and you can save the plan and return later-a huge plus. It's very flexible, because it doesn't require many of the more complex aspects, so it's ideal for less experienced users and detailed planners.
MaxiFi does this part right, so if the inputs are done correctly, you can trust the results as quite accurate. Most calculators fail in this area by ignoring or making simplified assumptions about certain critical aspects of retirement, such as taxes. Overall Score: Excellent, scoring 3 out of 3 You input income sources such as Social Security and pensions (amounts and when they will start), as well as savings and investment values, and it projects how much money you will need to save (or what your pre-retirement spending can be) from now throughout retirement to keep your discretionary spending after retirement at the target you set. Why? It does things none of the other retirement calculators do, and it ranks high on our retirement calculator scorecard in all three categories of accuracy, usability, and education. MaxiFi, formerly the free ESPlanner Basic, is the best retirement calculator we could find.
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